David Snowball, at Mutual Fund Observer:

1. Part 1.
2. Part 2.
3. Thoughts from BlackRock.

“I amar prestar aen, the world is changed
Han mathon ne nen, I feel it in the water
Han mathon ne chae, I feel it in the Earth
A han noston ned gwilith, I smell it in the air

much that once was is lost,
for none now live who remember it.”

Prologue, from “Fellowship of the Ring”, Lord of the Ring, J. R. R. Tolkien, P. Jackson